The third is short-term lending, from which Lomas derived about 21 percent of its operating profit in the last three quarters.
Philipp retained its offshore profits at the division, which it used for short-term lending.
They seek to avoid flooding a country with too much short-term lending that can be quickly withdrawn.
Controls on short-term lending from abroad became another point of contention.
Certificates of deposit are another means of short-term, wholesale lending and borrowing.
That may be because its core business is the short-term lending of urgently needed cash.
It has historically favoured international dealing, trading and short-term lending, rather than long-term local investment.
The market deals in short-term lending and borrowing.
Chase's preference for short-term lending may not please some community leaders, but the bank has an impressive record in this area.
Banks liked short-term lending in Asia because it seemed to limit their risk and offered tidy profits.