They must provide complete and accurate information to the credit reporting agencies.

If you find a mistake, contact the credit reporting agencies immediately.

Each credit reporting agency works independently and many lenders don't report to all three companies.

Call the fraud departments of the major credit reporting agencies.

We hope this article has helped you understand the importance and influence of credit reporting agencies.

For decades, the information collected by credit reporting agencies was hidden from consumers.

Federal law requires the main credit reporting agencies to provide a free copy of an individual's report once a year.

It's also important to know that these costs are for each of the credit reporting agencies.

There are also many international credit reporting agencies that focus on one country or region.

Now let's talk about credit reporting agencies and your rights.