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She said the railroad would also notify credit reporting services about the delinquency and would threaten legal action against those who refused to pay.
But major issuers of credit cards and credit reporting services are introducing some new crime-fighting computer systems.
One of the secretaries at the bank thought maybe he'd help me, and she got his address for me from the Downtown Credit Reporting Service.
The F.T.C. two months ago issued a rule that is enraging credit reporting services, skip-tracing divorce lawyers and some journalists.
That score is based on information compiled by one or more of the three nationwide credit reporting services - Equifax, Experian and TransUnion.
But if a borrower discovers errors, it can take months of back-and-forth correspondence between the borrower, the creditor and the credit reporting service to correct them for free.
First American added CREDCO, Inc. in 1995, making it the largest mortgage credit reporting service in the country, based on the number of reports issued.
In Dun & Bradstreet, the Supreme Court considered whether a credit reporting service which distributed fliers to their only five subscribers qualified as an action of "public concern".
In October, The Wall Street Journal in a front-page article reported that many customers of the credit reporting service had complained of "information that is inaccurate, outdated or skimpy."
Experian heavily markets its for-profit credit reporting service, FreeCreditReport.com, and all three agencies have been criticized and even sued for selling credit reports that can be obtained at no cost.
Their joint recommendation on "red flag" guidelines is a set of requirements on financial institutions and other entities which furnish credit data to credit reporting services to develop written plans for detecting identity theft.
"Additionally, PlayStation Network users should be provided with financial data security services, including free access to credit reporting services, for two years, the costs of which should be borne by Sony," he said.
An On-Line Credit Check EACH of the nation's three largest credit reporting services is required by Federal law to provide a free copy of an individual's report every year to insure accuracy.
A Federal grand jury yesterday indicted five New York computer hackers on charges of breaking into some of the most sensitive computers used by telephone companies and major credit reporting services and disrupting or stealing their data.
William Detlefesen, the manager for member services at Associated Credit Bureaus in Houston, the trade group for credit reporting services, said it was unlikely that a dispute over a professional fee would affect anyone's credit rating.
First American acquired Metropolitan Credit Reporting Services, Inc., Metropolitan Property Reporting Services, Inc., California Credit Data, Inc. and Prime Credit Reports, Inc. in 1994.
As one of the three largest credit reporting services in the United States - with Trans Union L.L.C. and Experian - Equifax often is used by credit unions and banks that issue credit cards and loans.