Auto sales rebounded in July, helped by a new round of zero-percent financing.

Consumers have some tools to navigate the complexities of zero-percent financing.

There has been no mention of zero-percent financing or cheap lease deals.

Similarly, the automakers offered discounts - partly through zero-percent financing - that wiped out their profits, but kept car sales surprisingly strong.

"Last year, when Chevrolet introduced zero-percent financing, I looked for another six months."

"This next round of zero-percent financing is going to be more lackluster than it was last year," said Mark Huisenga, a salesman.

Q. Many credit card companies and automakers have been offering zero-percent financing and other incentives.

Also, when it comes to zero-percent financing, the terms might be more restrictive.

Because of incentives on new cars, like zero-percent financing, people are trading in.

The staying power of the automobile industry, which lured customers with zero-percent financing last fall, has particularly impressed economists.