At least one bank offers loans with annual payments - a plan that appeals to executives who receive yearly bonuses.
Apart from young stockbrokers celebrating their yearly bonuses, it's the over-50 crowd that drinks most of the wine.
"I trust you'll remember that when it's time to hand out the yearly bonuses," Amaryllis said politely.
Quite simply, there are too many people who expect a yearly bonus, from office staff to industry analysts.
By this time, DeLorean commanded an annual salary of $200,000, with yearly bonuses of up to $400,000.
He is also eligible for a yearly bonus of at least $600,000 and will get a one-time cash payment of $500,000 this year.
After the workers learned of disappointing losses at one of these meeting, they insisted on cutting yearly bonuses and a planned wage increase.
One benefit, for instance, gives retired police officers a yearly bonus of $8,500 on top of their pensions.
All the men, even the lowest ranking, were paid a yearly bonus from a "profit-sharing scheme" with the money from drug deals.
Through the merit system, promotions and yearly bonuses tend to go to the most valuable workers within a given Federal organization.