Several fund companies reported yesterday that both stock and bond funds had received even greater cash flows this month.

We see money going out of stock and bond funds, but it is not in any dramatic way.

Investors must transfer the minimum required in the stock or bond fund, generally $250.

For those with even higher risk tolerances, stock and bond funds are next.

For many years, the firm was the nation's largest manager of stock and bond mutual funds.

Consider what happens to $100,000 invested in stock and bond funds yielding 8 percent over 20 years.

It's not as if money was flooding out of stock and bond funds, either.

These so-called defined-contribution plans offer mainly stock and bond funds.

That amounts to about 2 percent of the more than $2 trillion in all stock and bond funds.

"I think that we'll see a continuing movement into stock and bond funds because the returns are better," he said.