It bought £120 worth of Sony camera with my reward card.

"Many of those have moved to prepaid reward cards, and others are thinking about it."

The card companies are still trying to win converts among the pool of consumers who do not use reward cards.

Then the player gets to choose a reward card from the spoils pile.

Surveys in the last year showed that consumers who used reward cards preferred cash.

If you are a heavy user at a particular store, look for a co-branded reward card.

Would you ever give up your rewards cards?

After all, reward cards, which Discover pioneered, repay the people who spend the most.

Two-thirds of all cardholders have a reward card in their wallets.

Since few reward cards pay more than a 1 percent cash reward, you'd be in the hole if you paid by card.