He spends big money retaining big people to cover him.

We look at it primarily as a way to enhance our ability to retain people.

"We also want to retain people in the field of nursing and hopefully make them feel proud of their profession."

The media also have attracted and are retaining more competent people than before.

"We are going to sit down and see what we have to do to retain people," she said.

A prominent real estate broker who has worked with many of the companies said: "Incentives don't retain people.

They are just not competing to retain people as the principal work force.

"Our total compensation packages have to be competitive, or we won't retain people," he said.

How much has it affected the ability to win business and retain people?

It is hard to retain top people when they are financially incented to retire at age 55.