And after the pummeling in 1994, many of them have diversified their businesses - writing and servicing mortgages, for example, or buying derivatives - to help protect them from rate fluctuations.

To cope with mobile global capital, they also need well-regulated banking systems and, most likely, probably, exchange policies that force outside investors to bear more of the risk of rate fluctuations.

SmartEnergy of Woburn, Mass., is offering a yearly fixed-rate plan, which would not be subject to month-to-month rate fluctuations.

Don't let FX management be an afterthought, as adverse rate fluctuations can disrupt months of planning.

Because of the length of time money fund managers hold securities in their portfolios, yields offered by money market funds change less often with daily rate fluctuations compared with certificates of deposit.

Credit card rates tend to be less sensitive to rate fluctuations because administrative costs account for the bulk of their relatively high rates.

The Attorney General determined this arrangement could have brought Mr. Fine a loss ranging between $2,300 and $8,700 year, depending on rate fluctuations.

Let me say again: of course exchange rate fluctuations have an impact on price, but what Europe offers visitors from other countries is not determined primarily by price.

The bewildering, ever-changing fares of the airlines are nothing compared with the Nasdaq-like rate fluctuations of a midsized automobile at car rental companies.

Poikilotherms primarily feed on small gastropods, with only minimal metabolic rate fluctuations in response to changes in ambient temperature.