The discounts here are put at 40 to 50 percent.

That would put their federal funds rate target at 2.75 percent.

But studies over the years have put the figure at 4 to 15 percent.

Others, however, put the combined companies' market share at more than 40 percent.

Various studies put the national graduation rate for black college students at 26 to 42 percent, according to the report.

One executive put the chance of such a deal at less than 50 percent.

The bank's move put its key rate at 3.5 percent.

Other studies put awareness at between 49 to 69 percent.

But when asked about smoking in their age group, they put the figure at nearly 80 percent.

Local officials put the state's current share at less than 0.5 percent.