Employers say that the new plans, in addition to being less expensive, can eventually pay for themselves.
A plan may pay trial costs, but only up to a certain amount; the lawyer is then likely to charge by the hour.
Many deferral plans pay 8 to 12 percent interest and some go higher.
There may also be limitations on how much the plan will pay for particular services.
The plan, as introduced in the House, would pay for 100,000 new teachers.
It is thought that even if this cuts infection by no more than 1%, the plan will pay for itself many times over.
And if you go outside, the plan will still pay something.
For those without other coverage, the plan would pay 100 percent.
Then the plan pays 75 percent of the next $2,000 in covered prescription costs.
How much of your care the plan will pay for depends on the network's rules.