"But this year's 10.7 percent appreciation against the dollar was too strong for corporations to sustain," she added.

He then allowed for a 4 percent appreciation, plus an income tax rate savings of 30 percent.

Take the 8 percent appreciation and reallocate it to the other three investment categories.

And we buy stocks, hopefully, for a 25 to 50 percent appreciation over a 12-month period.

Some analysts are saying there will be a 15 to 20 percent appreciation of the dollar this year.

"This year, to date, we've again had 15 percent appreciation."

"I have seen a 300 percent appreciation over the last three years," he said.

We are seeing an annual 8 to 9 percent appreciation in prices, which is fairly normal tracked over a 10-year period.

His goal is a 50 percent appreciation in stock price within two years of buying shares.

"We've seen a 10 percent appreciation in house prices in the last year."