When an overdrawn check arrived more than three days before payday, members were supposed to be telephoned and asked to deposit what money was due.

If the check overdrawn was made out for an amount beyond the next month's salary, the check was supposed to be returned.

In the next year, the auditors analyzed overdrawn checks with a face amount of $1,000 or more.

Financial problems (overdrawn checks, unpaid bills, huge credit balances) start cropping up.

Davis was one of the most notorious of these, writing many overdrawn checks.

Still, he bothered to announce that he would donate $25 for each overdrawn check to charity in political expiation.

A21 On the Trail: More writers of overdrawn checks were defeated.

The report concluded that there was no evidence that the overdrawn checks "resulted in unreimbursed costs" to the nation's treasury or other members.

"We charge $30 on an overdrawn check," Mr. Reitzes said.

A customer gets the first overdrawn check free.