Renewal patterns were important because the company made almost no money on one-year memberships.

A one-year membership covering all the luncheons (guest's lunch included) is $9,500.

Two indoor parking spaces and a one-year membership at a nearby gym are included.

Each ticket also included a one-year membership to Clearwater for new members.

The cruise costs an additional $20, and the conference plus a one-year membership in the trust is $70.

A one-year membership is $50; courses are $25 to $100.

New members can get a package of one-year membership and lifetime e-mail for $250.

Tickets, at $100, include a one-year membership in the center; (212) 861-1200.

To climb regularly you must be a member; one-year membership, $1,150.

A single day's visit costs $9.99; a one-year membership is $420.