To me that would be a needed and necessary reform.
These are necessary reforms that will make the financial system safer for all Americans.
If the leaders make the necessary reforms, they may reform themselves out of existence.
My hope is that all the candidates are willing to continue working on the necessary reforms.
We have to begin by making the necessary reforms possible at ground level.
In any case, these are the most important and necessary reforms.
I hope they will make it by the time the Union has made the necessary institutional reforms.
There will clearly be different views about the necessary reforms.
The two together can nicely set about the necessary reform of the European institutions.
Other necessary reforms are needed in the financial markets and commercial law.