In contrast to the frenzied tightening of insurance underwriting standards, the attacks prompted only a modest adjustment to risk management policies on Wall Street.

States that see themselves as losers this year will be back next year to fight again for more money, perhaps through modest adjustments of the formulas.

The governor may have to make some modest adjustments in the health area.

Union leaders have indicated they will not reopen the contract but will make modest adjustments within the confines of the current agreement.

Analysts say the looming shortfalls for Social Security, big as they are, can be filled with comparatively modest adjustments to payroll contributions or future benefits.

The autumn revision of the city's budget is usually a sleepy affair, a collection of modest technical adjustments to keep income and expenses in sync.

A modest adjustment will be made to the existing provisions in relation to the veterinary controls to take this particular system into account.

Mr. Bush offered modest adjustments to a broad range of social programs to reduce spending.

"Some modest further adjustment of the dollar would be desirable over an extended period of time," he said.

The person close to the China Telecom transaction said the company and its advisers remained convinced that the deal could proceed with only modest adjustments.