Beneficiaries showed a strong preference for low-cost plans this year.

To provide the right incentives, individuals who choose the low-cost plans should be able to capture most of the benefits from such choices.

Even low-cost 529 plans typically cost more than regular mutual funds.

Alliances would be required to offer high-cost, low-cost and combination plans.

But under current law, consumers have little incentive to choose low-cost plans because premiums are tax-deductible.

The sponsors also acknowledged that these low-cost plans will not by themselves solve the problem of the uninsured.

Many experts doubt the plan would drive consumers to low-cost plans.

CNet wrote that the low price point would be "a home run" for parents who are interested in low-cost plans for young children.

We used them a few years ago, when they promised us a low-cost plan that was only supposed to involve the occasional application of fertilizer.

This would in theory lead companies to encourage their employees to join low-cost plans.