The forcefully-worded statement is the strongest indication yet of the US profession's concern over liability exposure.

"I was hired by an insurance company to investigate their liability exposure," Mr. Coren said.

Similar increases in liability exposure have spawned a medical malpractice liability crisis in the country.

And, in addition, they still may end up with personal liability exposure to haunt them into the future.

"And rates may be softening for smaller businesses without heavy liability exposure."

"The fear of liability exposure is driving people away from volunteer service."

He cited questions about liability exposure for the network.

This extremely high level of liability exposure drives an enormous effort, known as "due diligence," to ensure that the document is complete and accurate.

Even if the regulators don't stand in the way, car companies may be wary of liability exposure if their vehicles are involved in accidents.

The report recommended a national standard for lead hazard controls in housing to protect children and to reduce liability exposure for landlords.