But this screening comes at a cost: in order to get a good rate, an insurance buyer must accept incomplete protection.

As for price, insurance buyers should recognize that the premium is not the only consideration.

Regulators, rating agencies, and analysts - not to mention insurance buyers - are increasingly resisting such behaviour.

Unfortunately, too many consumers of asbestos abatement services are not sophisticated insurance buyers.

Like many insurance buyers, these employers apparently had trouble with the fine print.

She eventually invites him to an important dinner for Larry's prospective insurance buyers.

"I have asked and not received," said one corporate insurance buyer who did not give a name.

The agent's primary alliance is with the insurance carrier, not the insurance buyer.

The impersonal nature of the Internet is also a problem for some insurance buyers.

But the corporate insurance buyers, known as risk managers, say the brokers do not routinely disclose the details of the payments.