Reasons for failure include lack of use by potential customers, over-indebtedness, poor operating procedures, neglect of duties and inadequate regulations.
But in the new world financial order, the sins are more likely to be in the private sector, albeit with Government connivance or, at best, inadequate regulation.
Lack of net worth for many institutions as they entered the 1980s, and a wholly inadequate net worth regulation.
One result of inadequate regulation was revealed in an investigation by the magazine Community Care.
In addition, he said that the Environmental Protection Agency had inadequate regulations for pesticide use and enforced them loosely.
Others have argued that Basel III did not go far enough to regulate banks as inadequate regulation was a cause of the financial crisis.
One clear problem is inadequate regulation.
Another factor in the crash was inadequate regulations for crews encountering abnormal conditions.
I would like to draw particular attention to the current inadequate regulations on insurance cover for assisting spouses, most of whom are women.
There are the problems of design, inadequate regulation, not enough independence and obviously: do not build nuclear reactors in earthquake zones.