At least, that's what happens when a homeowner chooses a 15-year mortgage instead of a 30-year mortgage.
In many places, some homeowners have simply chosen to embrace the big-eyed, big-eared grazing animals.
More homeowners choose corded electric hedge trimmers rather than cordless or gas models.
But now more homeowners are choosing satellite dishes for enhanced programming and services.
Analysts attributed some of this strength to a boom in home remodeling as more homeowners choose to renovate rather than move to bigger houses.
One of the most popular reasons why homeowners choose to sell their house without the assistance of an agent is to avoid paying an agent's commission.
So why would homeowners choose to walk to the corner to get their bills and magazines rather than accept delivery at home?
Not every homeowner can pick and choose so carefully.
However, the Bank played down the notion that homeowners were actively choosing to reduce mortgage debt.
After a short deliberation, the homeowners choose an option, and Jeff helps them demolish their old kitchen.