Giving banks and building societies the right to handle conveyancing might not make the service cheaper, but the competition should mean that it was done better.
In Japan there is a great deal of flexibility, giving banks years to try to work out problems.
They also give this kind of produce and day-old bread to food banks where it is given away.
When the central bank raised reserve requirements to 7 percent from 6 percent last August, it gave banks a full month to adjust to the decision.
Julie Williams, chief counsel for the agency, said today the decision gave banks "the ability to have a uniform and more efficient way of pricing their services."
The law now gives banks 20 days to return the money.
The Doctor gives the real race banks to Jackson, and then takes the fakes out of the craft.
The rocks of the shore gave way to sloping, sandy banks.
It also gives banks years to lobby for laws to be watered down even further.
Not when they are paying an average interest rate that is 5 times the 1% that Draghi has been giving commercial banks.