He also expressed surprise that so few buyers had taken advantage of Sotheby's financing offer.

The British peer also met with the anonymous benefactor after he made his financing offer last August.

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The statement added that the Coffee Exchange's Board of Managers would consider New York's new financing offer at its next regular meeting, scheduled for tomorrow.

The initial G.M. campaign, called "Keep America Rolling," introduced the first wave of zero-percent financing offers.

Auto sales remained strong for much of November but began to slow after Thanksgiving, when the Big Three automakers started to restrict their interest-free financing offers.

That brought the first wave of no-interest financing offers, which the Ford Motor Company and the Chrysler Group promptly matched.

There are also concerns from Wall Street that G.M.'s sales are driven by the company's big rebate and interest-free financing offers.

Analysts said the financing offers were similar to those being offered by many rivals as everyone fights for attention from buyers who have been cutting spending on information technology.

Growth in personal income slowed for the third consecutive month in April, but consumer spending rose substantially as car buyers took advantage of rebates and low financing offers.