Executives at both say they have pulled back on their real estate lending.

In response to these warning signs, banks have been pulling back on their real estate lending.

Low inflation, expected to endure well into the decade, is also playing a major role, especially in real estate lending.

Its volume of real estate lending climbed at roughly the same rate.

He also had posts as head of real estate lending and international banking.

"Banks have pulled way back on their real estate lending," he said, "so government programs will be more important."

It is probably one of the few visible advertising seen by banks for commercial real estate lending.

"For the next few years, the days of excess in real estate lending are over."

At 2,836 banks, commercial real estate lending accounted for more than 15 percent of all assets.

At the same time, banks say, big corporate loans and real estate lending have topped out.