There's also an ability to take out an equity loan.

And about 95 percent of all home equity loans are believed to have variable rates.

That could leave equity loans as the only game in town - though a risky one, if home prices return to earth.

Even the equity loan itself may soon become an endangered species.

The bank that issued your equity loan is in a secondary position.

That is unlikely, but possible because most equity loans have no rate ceilings.

Residents who do not have the cash to pay a substantial assessment usually can get an equity loan.

The equity loan would be interest-free for the first five years.

The best way to finance a purchase, the experts say, is with an equity loan on a home.

Moreover, the equity loan is usually less expensive to carry.