In the individual market, the consumer pays the entire premium without benefit of an employer contribution.

Once purchased, the entire premium starts earning interest, and grows, tax deferred, until the holder cashes in the policy.

Lucas pays the entire $250-a-month premium to insure each of its 711 workers, but only 50 percent of the additional amount for family members.

You may have to pay the entire premium, but the cost is usually less than if you obtained coverage on your own.

It is relatively unusual for the entire premium in a takeover offer to disappear within two days of its announcement, Wall Street analysts said yesterday.

Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan.

Families whose income is twice the poverty line pay the entire premium, but they reap the benefit of a group rate for which they would otherwise be ineligible.

In most cases, the employer pays the entire premium.

"Often fair trade is sold at a premium, but the entire premium goes to the middlemen."

In some cases, companies pay a worker's entire premium; more often they pay 60 to 80 percent.