Federal and state laws bar employers from making hourly employees work unpaid hours.

And we need the employers to work positively with us to do it.

My employer does not work in the open, for obvious reasons.

Corporate: Large-scale employers sometimes work directly with assistance companies to have their own customized plans.

The employers and employees must work together in order for there to be the greatest amount of wealth for all.

So employers will work especially hard to keep people like this from retiring.

For their part, employers have been working to hold down expenditures by deflecting costs.

That, in turn, makes employers work harder to keep them.

"For example, employers can work with communities to establish safe places for kids to walk and bike."

It is excluding both the employers and the employees working in this sector.