Sogesol has yet to tally the success of its lending, but executives said it was the fastest growing division of the bank.
Consumers can also purchase a C.D. on the Internet or by phone, through the division of the bank that issues credit cards.
She is a senior vice president for foreign exchange sales at Westpac Institutional Bank, a division of the Australian bank.
A finance degree has proved significant in understanding the depth of the deals and transactions that occur across all the divisions of the bank.
Mortgages are also provided through Abbey for Intermediaries, a division of the bank used by brokers that retains the Abbey brand.
Every division of the bank posted positive results for the year.
Nomura Investment Managers U.S.A., a division of the Japanese bank, owns 13.7 percent after paying $888 million in December.
She worked with Ms. Kagalovsky in the Eastern European division of the bank.
The remaining investment banking activities were folded into a division of the commercial bank called Corporates and Markets.
"One division of the bank doesn't know what the other is doing."