Only about 4.5 million Americans have disability insurance, according to industry figures.
These programs provide a floor beneath all other disability insurance.
Private disability insurance is sold on both a group and an individual basis.
Another issue that has been raised by doctors is the question of disability insurance.
I've bought disability insurance, but I lack the others - including a will.
Expect to pay 2% to 3% of your annual income for private disability insurance.
See if you can buy disability insurance through your employer.
He was finally forced to include disability insurance in his playing contracts.
In February they received letters saying their disability insurance was being cut.
A company isn't required by law to offer long-term disability insurance - so many don't.