These officials have seriously questioned whether banks, because of their need to maintain depositor confidence, should be liable for potential losses at large commercial enterprises.

At that point, regulators were concerned that such public discourse would quickly erode depositor confidence in the banking system, sparking runs.

One of the biggest concerns in the current crisis is depositor confidence.

The withdrawals early in the year were attributed to eroding depositor confidence and rising interest rates offered by money market mutual funds and other investments.

Many experts say that passage of a rescue plan would bolster depositor confidence in the system.

The statement underscores just how urgently the Government wants to buttress depositor confidence in the savings industry.

Banking experts have been concerned about a potentially widespread loss of depositor confidence if the agency's problems are not swiftly handled.

In conclusion, Europe needs deposit guarantee schemes that ensure depositor confidence in a financial crisis.

First Republicbank of Dallas sought the aid in an effort to restore depositor confidence.

"Apart from a few isolated instances, there is no evidence that the outflows reflect a loss of depositor confidence," he said.