Past basic coverage, a policy costs $5 to $6 for each $100 spent on a trip.

From the new company, Mr. Lacy said, the same coverage would cost $18,812.

Her new coverage will cost more than $100 a month, without drugs.

But Mr. Clinton is reluctant to say that the additional benefits and coverage would cost money.

She estimated that such coverage for Ms. Sturm would cost about $1,900 a year.

The same coverage in Suffolk County would cost $662.50.

From private insurers alone, the coverage would cost at least $2.25 a passenger on each flight.

But comparable coverage of Federal workers now costs $2,700 a year and next year will cost $4,400 for each employee.

State officials say that coverage for the uninsured could cost $600 million to $1 billion a year.

Combined total coverage will now cost the association about $4,000 each year.