For one thing, it would cover far more preventive care.

Some may also cover prescription drugs, and dental or vision care.

Part B, which is normally optional and covers basic medical care, costs $42.50 a month.

Most policies cover care only in the continental United States.

For younger parents without serious health problems, insurers do offer policies that cover long-term care.

Still, he did not understand that his son's military insurance policy covered private care.

Medicare may pay for a nursing home stay under certain circumstances, but it won't cover long-term care there.

The company's health insurance will cover such care, and employees were assured that their problems would be kept confidential.

The working group is considering four ways to cover long-term care.

Private insurance is needed because Medicare does not cover custodial care.