AD could have contacted his bank to demand that it put the £230 straight back in his account.

You should contact your bank or building society before making a payment to confirm:

The first step is to contact your bank to arrange for a new appraisal of your property.

You had tried contacting your bank and all sorts of other sources but got nowhere.

As soon as you spot a mistake, contact your bank.

There is no need to contact your bank as a matter of routine.

We urge these people to contact their bank immediately to ask for their money back.

Contacting your new bank and obtaining application forms in advance.

You should contact your bank to check their latest advice.

If your card is blocked, you will need to contact your bank to re-activate it.