Many consumers take this system for granted, but it was not always so.

Indeed, consumers are taking on loans with increasingly longer terms.

For this situation, the consumer must take much of the credit.

Even as the stock market has fallen, consumers have taken on more debt.

In the short term, consumers can take advantage of lower prices.

But consumers can take steps to find the kind of services that best meet their needs.

Workers, safety and the consumer all take a back seat.

But consumers don't take the time to examine every possible choice.

I think consumers will very much take that view throughout the Union.

Because of the change, she said, "consumers may be taking longer to make decisions."