This type of plan provision operates as a preexisting condition exclusion and these exclusions cannot be applied to pregnancy.

So, for example, the longest preexisting condition exclusion that could be imposed on you or your spouse is 12 months.

If you did, you can be subject to a preexisting condition exclusion.

A preexisting condition exclusion can last 12 months at most, if the person enrolls when first eligible.

If you can do so, you may be able to reduce the amount of time of a preexisting condition exclusion in a new employer's plan.

His preexisting condition exclusion will last 4 months after he enrolls in the employer's health plan.

While an employee may not need a certificate in a current job, she might if a future employer's plan has a preexisting condition exclusion.

A preexisting condition exclusion cannot apply to a special enrollee for longer than 12 months.

Most of the rest will move to carriers offering affordable rates, not prevented by medical histories or pre-existing condition exclusions.

Can a group health insurance policy have a pre-existing condition exclusion?