There won't be a market led recovery - because there is no cheap credit left.
Consumers loaded up on cheap credit made available by a booming City and the property market took off.
They can get cheaper credit in banks instead of going to loan sharks.
You can't get cheap credit for solar power or other energy sources.
They fail to see a gain in profits from new investment, no matter how cheap credit gets.
That's why government provides cheap credits for local businesses in these regions.
Buyers have been helped, too, by cheaper credit during the 1980's.
It was this extension of cheap credit that made the Glasgow men different.
So give yourself a holiday present by demanding cheaper credit.
One of his first acts was to provide more cheap credits to the gas industry.