Total card usage in 2007 was NOK 557 billion.
The company's executive ranks have been thinned by the departure of several senior managers, and its credit card division has been hurt by declining card usage.
The credit card company meanwhile benefits from increased revenue, generated by more customer accounts and card usage.
There have been reports of fraudulent charges appearing months after card usage in the Dominican Republic.
Phone companies' computers also monitor calling card usage.
They inform Artie someone has been stealing credit card numbers from his customers to run up bogus charges, and that they must suspend Vesuvio's card usage as a precaution.
"We expect card usage to increase, because it's the only way in the transition period for people to trade in euros," he said.
After World War II, the Association redefined its mission, concentrating on postal affairs and the promotion of greeting card usage.
In 2011, card usage is expected to be expanded to gas stations and fast food chains.
The declaration of a primary health insurance company (Caisse primaire d'assurance maladie) substitutes the card usage.