The policies, generally for as little as a few hundred dollars, are primarily intended to cover burial costs.
Among the most common activities was the provision of insurance policies offering sick benefits and burial cost.
The company also erased all of the family's debts from the company store and paid burial costs.
Generally the small community was found to be struggling financially, although not in debt, and it was always able to meet its own burial costs.
Fourteen of the Americans were military personnel whose families received an immediate $6,000 death benefit and up to $3,100 in burial costs.
Most policies in Mississippi used to pay burial costs are sold through funeral homes, which have been honoring the policies.
Small policies intended to pay burial costs are sold in most states, including New York.
As important was the attack on the problems of sickness, old age, and other social needs like burial costs.
He has also named a commission to cover burial costs and to help relocate those who lost their homes.
The company has further enraged the community by refusing to pay damages to the families of the deceased - only burial costs.