Timid municipal bond owners might consider fixed portfolios known as unit investment trusts.

For paper savings bonds, the bond owner will be asked to provide his or her Social Security number for tax purposes when they cash the bond.

In return, the bond owners are rewarded a small percentage of any profits the club makes by surpassing the first round of cup competitions.

Funds raised are used to offset government borrowing and are refundable to the bond owner on demand.

If the bond owner or both co-owners are deceased, then the person making the request needs to provide proof, such as a copy of the death certificate(s).

Name changes, typographical errors, or a change of address for the bond owner may not require that a bond be reissued.

Interest rate risk is the risk that arises for bond owners from fluctuating interest rates.

That apparently was done to allow the exchange to take place quickly, with bond owners having to tender by April 12.

If you're a legal representative or beneficiary, or if the bond owner is deceased, please contact us for assistance.

The bond needs to be reissued if the error is significant enough to prevent the bond owner from cashing it.