In the event that an agreement cannot be reached between homeowners and the government, the expropriation can only be carried out after judicial review.
But in dollar value, the $3.2 billion loan portfolio is split about evenly between homeowners and businesses.
The result is a standoff between homeowners in need of a second income and communities trying to maintain the residential quality of suburban life.
Relations are somewhat less harmonious between homeowners and residents of the housing projects.
The gulf between homeowners and renters has grown wider.
Cities often use zoning laws to prevent conflicts between residential homeowners and businesses.
But there is the potential for growing strain in the close relationship between homeowners and their financial patrons.
Meanwhile, tensions between homeowners and businesses are at a flash point.
It is a wall of racial separation erected in 1940 as a physical barrier between white and black homeowners.
Solo said disputes between golfers and homeowners have been rare.