The Republicans have demanded less secrecy in I.M.F.lending decisions, an end to below-market loans to foreign governments and shorter-repayment terms, with perhaps a one-year maximum.

So the outcome is a below-market loan to complete a very substantial rehabilitation.

For buyers of higher-priced properties, they may be be the only way to borrow or a means of obtaining a below-market loan.

The below-market loans allow developers to build apartments affordable to people earning no more than 60 percent of their area's median income.

The new below-market loans, which will come through Citicorp, extend a program available now to students at Harvard's business school and some others.

For many buyers, such private mortgages may be the only way to borrow or a means of obtaining a below-market loan.

This proposal would work well with the state program of below-market loans for first-time homebuyers.

The lawsuit brings to light that Raveché received below-market loans from the school, at least some of which were forgiven by Stevens.

The East Flatbush office has provided below-market loans for 89 home renovations, mainly in an area east of Brooklyn College called College Glen.

The Prairie Life Health Club got a $2.5 million below-market loan through the authority.