In pursuit of profits, banks wish to hold as small a proportion of their assets as possible in liquid form.
"I trust that banks and the post office will not wish to discriminate against Islam."
Whatever its origin, however, there will at any time be some such ratio which banks will wish to observe.
"If a bank is not happy and now wishes it weren't associated with that company, it will be more Draconian in trying to extract concessions."
The size of the interior lobby further emphasized the feeling of solidity, which banks wished to convey to their customers.
Accordingly, if banks wished to ensure valid mortgages they would need to have confirmation from an independent solicitor that the spouse fully understood the transaction.
Practically, the banks are not wishing to pull the plug.
For example, a bank may wish to issue a mortgage-backed security whose payments come from a pool of loans.
A bank may wish to offload the credit risk to reduce its balance sheet's credit risk.
This provision has remained in place for years because the banks wished it so.