However, it does not account for the possibility of account fees affecting the net gain.

As of November 1, 2009 participants will be refunded only the amount of their contributions minus any applicable account fees.

For example, accounts below a specified dollar amount may have to pay an account fee.

My own account fee has just been bumped up to 15 quid a month.

All users must also pay a monthly account fee of $1.50.

There is no account fee or connection charge.

A monthly account fee is also charged to vehicles without a transponder in each month a trip is taken.

While that is in line with historical rates of return for the market, it takes into account neither investment fees nor taxes.

However, ongoing account fees or service-specific charges may apply.

Among the increases, he said, was a sharp one in Chase's normal monthly checking account fee, from $7.50 to $9.50.