The clerk babbled something about privacy and disclosure, then hung up.

He said the bureau had originally raised questions because it was concerned about adequate disclosure.

"There's a lot of talk about transparency and disclosure, but there is some reluctance to be the first to step out."

The federal manual for peer review organizations includes similar language about disclosure.

She also testified she did not know who had typed the sentence about disclosure.

I understand the paranoia about full and complete disclosure to Congress, because there have been some devastating leaks.

"I talk to my friends all the time about disclosure and honesty," he said.

Provisions included measures about corporate disclosure, auto insurance and tax.

"We are asking more questions about disclosure in the new questionnaire," he said.

One needs to listen carefully to any client, but older people may be more reticent about disclosure to a stranger.