Trade publications reported in the last month that Visa USA was talking to the three Omnicom agencies about unspecified project work.

FOR 20 years, Visa USA said its credit cards were "everywhere you want to be."

"We knew spending would be slower than last year," said Wayne Best, senior vice president of economic analysis at Visa USA.

Those who did shop spent less, according to Visa USA.

That leaves Visa USA, the other defendant in the closely watched lawsuit, to argue the six-year-old case alone.

Previous versions 0.7 (only used by Visa USA) and 1.0.1 have become redundant and are no longer supported.

That leaves Visa USA to argue the case alone.

For the executives at Visa USA, the question now is how much heartbreak can one corporate sponsor stand.

First, there is the little matter of the $5 million bonus that is offered every year by Visa USA but has never been claimed.

The changes followed a meeting of Visa U.S.A.'s board in Dallas.