For UK consumers - the market is not working.

Up until six months ago the UK consumer was still spending, so people were protected.

In the long run, the UK consumer does need to reduce her debts.

The result is that UK consumers have a very limited choice.

UK consumers pay low prices, but the quality of networks is relatively poor versus their continental peers.

A quarter of UK consumers haven't switched providers in the last year.

UK consumers have a much smaller appetite for cheese than their continental neighbours.

However, remember that UK consumers may judge you on the business practices of your suppliers.

Yes, but then London will charge UK consumers prices at 99% tax.

I'm not sure UK consumers yet fully appreciate what's about to hit them in terms of rising utility charges.