TO say that Melissa Cohn is driven is putting it mildly.

"You don't know exactly what you're getting," said Melissa Cohn, the president of the Manhattan Mortgage Company.

"I'm like a travel agent for mortgages," said Melissa Cohn, president of Manhattan Mortgage Company.

"This is clearly a case of risk-reward," said Melissa Cohn, president of the Manhattan Mortgage Company, one of the country's largest mortgage brokers.

"You're going to pay the piper for any little mistake," said Melissa Cohn, the president of Manhattan Mortgage Inc.

Melissa Cohn, president of Manhattan Mortgage, said that some of her business last week was people refinancing their properties because of low interest rates.

"And it's getting tighter," said Melissa Cohn, chairman of Manhattan Mortgage Company, mortgage brokers who regularly monitor the co-op lending market.

"We can tell you immediately which banks are likely to finance shares in your building," said Melissa Cohn, chairman of Manhattan Mortgage Company.

"There's the ability to remain discreet," said Melissa Cohn, president of the Manhattan Mortgage Company.

"In the long term, you're actually accruing that difference," said Melissa Cohn, the president of the Manhattan Mortgage Company.