These tests had given a clean bill of health to the two major Irish banks.
How was it actually possible for the Irish banks to pass the stress tests?
The first round cleared some big Irish banks, which then went bust.
Irish banks' foreign borrowings rose from €15bn to €110bn in 2004-08.
However, it was found in 2013 that payrates at Irish banks increased between 2008 and 2012.
The banks became the first Irish bank to open on Saturday as standard.
Other Irish banks could face similar charges as audits are completed.
The highest denomination issued by the Irish banks was £100.
Your bank sends money to an Irish bank nominated by you.
Write downs by the domestically owned Irish banks are only now beginning to take place.