The market is about the future; when things are really good, investors tend to think they'll get worse.

Still, investors tend to be cautious ahead of an important report.

On the contrary, investors tend to buy more of a company's stock when the business is close to home.

Investors tended to do better in the past, with average annual returns from 1960 through 1991 of 10.7 percent.

In other words, most investors tend to ignore events that are scheduled to happen more than five years into the future.

Japanese investors tend to use different measures to evaluate stock, they say.

Investors who need to sell shares for tax purposes tend to do so at two times during the year.

Investors tend to buy gold as a hedge against inflation.

European investors have tended to be more averse to risk than Americans.

But more important, individual investors, unlike most professional money managers, must tend to long-term goals.