American Hawaii Cruises formerly offered only a waiver, but on Jan. 1, it began offering cancellation and interruption insurance along with baggage and medical coverage.

American Hawaii Cruises, 550 Kearny Street, San Francisco, Calif. 94108 (415-392-9400; 800-227-3666).

J. Walter Thompson of San Francisco, which originally was the runner-up in the competition for American Hawaii Cruises, has now come out the winner.

American Hawaii Cruises offers free upgrades to passengers who make a deposit or pay in full six months before sailing.

American Hawaii Cruises, 2 North Riverside Plaza, Chcago, Ill. 60606; (312) 466-6000 or (800) 765-7000 for reservations and brochures.

American Hawaii Cruises, 2 North Riverside Plaza, Chicago, Ill. 60606; (312) 466-6000.

However, in April 1996 American Hawaii Cruises decided to retire the forty-six-year-old Constitution, which they said was due to her high running costs and renovations required.

Among the lines with hosts are these, with recruiting done by Lauretta Blake unless otherwise specified: American Hawaii Cruises.

American Hawaii Cruises, 550 Kearny Street, San Francisco, Calif. 94108; (415) 392-9400 or (800) 765-7000.

Crystal Cruises has 40 theme cruises this year, while American Hawaii Cruises has 31.